With leasing with partial amortisation, the leasing instalments only cover part of the purchase costs. This means that the monthly payment can be kept low. On the invitation of the lessor, the lessee purchases the item at the residual value agreed on conclusion of the contract.

This type of contract is characterised by the following:

• The contract term is between 40% and 90% of the official depreciation period.
• The contract term is fixed and may not be cancelled.
• The purchase and financing costs are only partly balanced by the leasing instalments. When the leasing instalments are calculated, an agreed residual value is taken into account, so that the monthly payment is lower.
• The contract can be extended.
• At the end of the contract, the lessor has the right to offer the item for sale. the lessee is obliged, if the lessor requests, to purchase the item at the residual value agreed on conclusion of the contract.
• Flexible terms, from 29 to 72 months, depending on the type of product.

Your advantages:

• Partial amortisation of the item during the basic contract period.
• Lower monthly payment through calculated residual value.
• Contract extension after end of basic contract period makes sense.

We would be happy to discuss your financing needs with you.